For each of us the word “ethics” probably holds a different meaning. For those engaged in business enterprises of whatever nature, in its deepest, broadest and most idealistic sense, ethics should hopefully mean, “Do unto others as you would have them do unto you.” This is the ethical basis for virtually all religious and moral systems in the world. If only all people could heed that simple lesson.

For example, in a property transaction involving multiple agents, what happens when a conflict arises between one licensee’s personal rules of ethics and the “questionable moral values” displayed by another licensee cooperating in a joint transaction?

A dilemma is created for both licensees, of course. Objectively, what can the licensee do whose personal sense of ethics has been offended, other than to engage in a meaningless “my opinion is…” exchange with the other licensee?

By exercising the Golden Rule standard in business relationships, individuals then would not need to impose their own sometimes faulty personal values or preferences on others. Since, ultimately, your own conduct is all you can control, it is important that you strive for high ethical standards in your transactions.

Learning and following state laws and regulations will help you to avoid discrimination and other forms of unlawful conduct. In California, sets of laws exist which govern ethics and professional conduct for salespersons and brokers. Those laws are covered in the “Real Estate Law” book published by the California Department of Real Estate (DRE), as well as the “Reference Book,” also published by the DRE.

There is wide public interest in how brokerage businesses are conducted. If the individual ethical performances of brokers and salespersons become too deficient, more government regulations are probable. Such additional government regulation need not materialize if each broker makes proper ethical decisions for his or her own business enterprise, recognizing that the best interests of the citizens in the community should be served before his or her own.

As a business professional, you should comply with the Business and Professions Code and the Regulations of the Commissioner of Real Estate or the relevant laws and regulations in your state. If you observe the ethical practices that are required of you, you will be providing a better service to your clients, customers and consumers.

By complying with the spirit as well as the letter of the law, you may avoid discipline from your state’s real estate department, government regulation will be less necessary, and you will help to promote the profession to a higher level.

Product creation could be a frightening subject for a lot of Internet marketers to face. Some folks who get in the game with the intention of making a full time income are completely ignorant as to how an online business operates. One of the most profitable ways to create online cash is by creating a product that others are happy to pay for.

Product creation is legitimate method of generating money through internet marketing but many entrepreneurs get it wrong. They start by imitating their Internet marketing gurus by creating information products on Internet marketing in hopes of getting rich the way their heroes did. The problem is that they usually don’t know what they are doing and enter a highly competitive niche with very little marketing experience or connections.

Here are a few tips for effective product creation that may help you get on the right track:
Start by finding a profitable niche with low to moderate competition. If you conduct some rudimentary market research and keyword research, you’ll find many opportunities in areas that will surprise you. Amazon and eBay are two great places to brainstorm for product ideas.

Developing Your Product does not have to be a difficult project. You can find experts in the right field for your niche and pay them to write the material while an artist designs the packaging and website or blog. You can outsource the entire product creation part of the project after you conduct the research and testing to ensure profitability.

Sales and marketing strategies should be created while developing the product and learning about the market. Some experienced marketers use pay per click to drive traffic to their offer page; some folks outsource the entire marketing campaign to affiliates through ClickBank or other affiliate programs.

Product creation does not need to be hard, particularly when the merchandise is electronic. E-books, videos, audio and multi-media products sell very well. They are distributed immediately to customers electronically. Once you have a good feel for a niche market, try to service your customers with associated products and upgrades. If you want to earn money online through product creation, you must understand supply and demand. The majority of new online marketers fail miserably because they go after highly competitive markets or forget to research their chosen niche properly. You have to create your products according to the needs, wants and desires of the prospective customers.

Whether you start an online Home Based Business or a traditional offline business the requirements are much the same. You need to do market research, product development, product marketing, advertising, planning, time management, commitment, and have lots of patience.Regardless of what you read or hear you will not get rich overnight. There are lots of opportunities but there are also lots of competitors. Developing and applying the strategies that are required is almost a full time job in the beginning.The first thing you need is to have a goal.Why start a Home Based Business?What is your objective?How much time and money are you prepared to spend?Where will you run your business at home?When is the best time to work on your business?Having a Home Business gives you some flexibility of your working hours and eliminates the commute everyday. Many people dislike getting up at set times and traveling to work everyday. Although you will still need to work some long hours at first while you get your Home Business up and running.You are going to have to have some self control and avoid all of the distractions that keep you away from your business as you will not have a boss holding you accountable and supervising your work.A home based business is a business just like any other business and it will take some self discipline, patience, and commitment to be successful. There are several approaches that can make you money in your home based business.You can join affiliate programs or create your own affiliate program. The difference between the two being that you will be marketing and selling your own product versus selling someone else’s product.Developing your own product can be very daunting for some people and also keep in mind the competition.Affiliate programs are just one way to run a home based business. If you have professional skills you could do freelance work and work a